OneSavings Bank plc operates as a specialist lending and retail savings company in the United Kingdom and the Channel Islands. The company operates through two segments, Buy-to-Let/SME and Residential Mortgages.
It offers fixed, notice, easy access, and regular savings products, including ISAs. The company also provides buy to let and commercial mortgages, as well as development loans to small and medium sized developers of residential property; funding lines to non-bank finance companies secured against portfolios of financial assets, principally mortgages and leases; asset finance; first charge, second charge, and shared ownership residential mortgage loans; and funding lines to non-bank lenders operating in specialist sub-segments, such as residential bridge finance. It sells its products primarily under the Kent Reliance, InterBay Commercial, Heritable Development Finance, Prestige Finance, osbIndia, and InterBay Asset Finance brands.
OneSavings Bank plc was founded in 1847 and is headquartered in Chatham, the United Kingdom.